Frankfort Law Group
Illinois residents please call 708-349-9333 Indiana residents please call 219-200-2599

consumer fraud Archives

Seek help when facing unfair debt collection

As a consumer, you have certain legal rights. One of those rights is to be free from unfair debt collection practices. Although this may seem like a no-brainer, avoiding it in real life can be quite difficult. One reason is that there is an unfair balance of power in situations where debt is being collected. These collectors will try to use their muscle to scare you into doing things that you don't have to do. They may also illegally intimidate you to try to get you to pay up.

Are telemarketing calls increasing your cell phone bill?

Your cell phone jangles and buzzes. Someone is calling you! In this day of social media and texting, phones calls can seem like a rare treat. You don't recognize the number, but you answer anyway, hoping that you'll soon enjoy a conversation with a friend or family member. Instead, you find yourself listening to a recording that prompts you to push buttons to speak with an operator. Annoyed, you do exactly that. You know that if you tell a telemarketer to stop calling you, they have to remove you from their list.

Debt collection and the validation of debts

Being in debt can leave just about anyone stressed; especially when the debt is so overwhelming that it affects your day-to-day living. When you fall behind on your bills, you may find yourself being contacted by debt collectors. Although these companies can be pretty aggressive, it is important that you recognize that there are consumer protection laws in place to help keep you safe from unfair debt collection practices.

What are deceptive trade practices in Illinois?

When Illinois residents buy a good, they probably put little thought into whether they are getting what they are paying for. Sure, a lot of us try to do our research before making a purchase, as is often the case when one buys a car, but we rarely consider whether a business is actually trying to trick us into purchasing something that isn't what we want. There is good reason why we're not concerned. For decades, federal and state legislatures and agencies have worked hard to curtail consumer fraud. Yet, there are still far too many businesses out there that are trying to dupe their consumers.

What are some illegal tactics used in unfair debt collection?

Illinois residents who are having financial problems are frequently concerned not just about the debt itself, but the strategies that debt collectors might use to try and collect. Unscrupulous collections companies will frequently partake in unfair debt collection tactics and commit other acts that violate federal law. They are aware of what they are doing and how their behavior brushes up against or openly violates the consumer's rights, but do it anyway. Having legal protection is vital to making this stop.

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Frankfort Office
10075 W. Lincoln Hwy
Frankfort, Illinois 60423

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Phone: 219-200-2599
Oak Lawn Office
5210 95th St #102
Oak Lawn, Illinois 60453

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7398 Broadway, Ste. 101
Merrillville, IN 46410

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