As a consumer, you have certain legal rights. One of those rights is to be free from unfair debt collection practices. Although this may seem like a no-brainer, avoiding it in real life can be quite difficult. One reason is that there is an unfair balance of power in situations where debt is being collected. These collectors will try to use their muscle to scare you into doing things that you don't have to do. They may also illegally intimidate you to try to get you to pay up.
If you're like most consumers, though, you don't know your legal rights because they aren't something you deal with on a day-to-day basis. The attorneys at the Frankfort Law Group do, though. Our skilled legal professionals know federal and state laws and how they affect debt collection practices. Armed with this knowledge and the ability to craft compelling legal arguments, our firm has been known to take debt collectors to court to stop their illegal acts and ensure that consumers are fairly protected.
The first step to obtaining this protection is merely researching a law firm that is right for you and informing debt collectors that you would like to speak to an attorney before taking action on their requests. An experienced legal professional should be able to quickly inform you as to the things debt collectors can and can't do and how best to respond to them.
Failing to take action against illegal debt collection practices can leave you facing unwanted consequences. You may be dealt a harsh financial blow, excessive stress and you may even wind up losing your job or your marriage due to overzealous debt collectors. Don't let this be you. Instead, discuss your next steps with a competent attorney.