If you and your family farm, no one need tell you that times are tough for farmers. Low commodity prices, retaliatory tariffs and natural disasters, followed by the worst unemployment rate in decades, have placed many family farmers in untenable financial positions....
Month: May 2021
Review of the Consumer Fraud and Deceptive Business Practices Act
Illinois’ Consumer Fraud and Deceptive Business Practices Act, like consumer protection laws in other states, is designed to be sure that businesses do not take advantage of the members of the public. After all, most Will County residents do not have the same...
What happens if someone dies without a will?
Perhaps the best way to explain why creating a will is important is to explain what happens when a person dies without one. Here, we need to use some legal terminology. The legal term for a person who leaves a will is "testator." A person who has died with a will in...
Understanding damages in an Illinois personal injury case
Perhaps no issue in civil litigation in Will County and elsewhere in Illinois is as misunderstood as the topic of damages. People are constantly hearing about multi-million dollar verdicts; they frequently assume that winning a lawsuit for damages is akin to winning...
Don’t let debt collectors use false statements to harass you
The vast majority of Americans hold some sort of debt, and a significant portion of them struggle to pay off those debts. So if you’re facing financial woes and are haunted by debt collectors, then know that you’re not alone. We know that dealing with creditors and...
Creditor harassment and its limits
Consumer debt is an ordinary part of American life, and millions of Americans have mortgage payments, car loan payments, student loan payments, medical debt, credit card bills and other types of debts. For many of us, these burdens are difficult, but not overwhelming....
What estate planning should a person do at age 18?
You may not think that someone who just turned 18 years old needs an estate plan. However, you would be incorrect because estate planning is about more than protecting assets. Once you turn 18, you become an adult in the eyes of the law, which can create many...
Don’t let bankruptcy myths stop you from filing
Filing for bankruptcy is difficult enough, but certain myths and misinformation about it make people hesitate before taking this much needed step to restart their financial life. From how to go about filing, the reasons for filing, and the changes it will bring it...