Bankruptcy is sometimes a tough pill to swallow. You have worked hard to get where you are, and the fact that you had something unexpected happen in your life could ruin it all.Fortunately, bankruptcy isn't going to ruin you. In fact, bankruptcy is designed to help...
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3 rights your children have during a divorce
A child whose parents are going through a divorce also has to make a transition. They need to adjust to living in two homes and having to split their time between parents. This can be a rather traumatic experience, and kids can internalize blame for their patents'...
End-of-life plans are part of an estate plan
People tend to focus on their assets when they create an estate plan, but this isn't the only facet of your life that has to be covered. You need to think about your final days so that you have everything in place if you become incapacitated. When you're...
Crushing medical debt can lead to bankruptcy
Americans seek bankruptcy relief for a variety of reasons, but one that often stands out is medical care costs. For many people, only one catastrophic injury or illness stands between them and having to face financial ruin. The unexpected financial hit can change the...
Overcoming the end of a marriage takes work
Making the decision to divorce is a major life-changing decision. You have to think carefully about how it is going to impact you now and into the future. One thing that you might not realize is that you will have to deal with various aspects of the decision even...
4 tips to help you negotiate child custody terms
Negotiating a child custody arrangement isn't an easy task for some parents. This is often the case when the divorce is contentious. Making it through this process is going to take effort on the part of both parents.One of the most important things to remember is that...
You have rights under Fair Debt Collection Practices Act
When you get behind on your bill payments, you will notice that, all of a sudden, you experience a surge of telephone calls. The callers are either your creditors or agents acting on their behalf, urging you to bring your account current.Of course, it is a rare event...
Talking about divorce when you don’t have energy to fight
Parents considering divorce know that they are going to have to work out a child custody agreement. The tone for this process is often set early in the split. While the adults know that the children enjoy having both parents at home, there are often reasons why the...
Impacts of bankruptcy you should consider
One of the most challenging things that you think about when you are deep in debt is how you are going to manage to make at least the minimum payments. Some people come to realize that no matter how they adjust the budget, there isn't going to be enough money at the...
Use caution when sharing information about your divorce
The news of your divorce is something that certain individuals should hear straight from you. Close family members and your children, for example, shouldn't learn about the split from someone else. Be careful about what you tell people and when.Even though you may not...