Debt can impact anyone in Illinois. For many, medical debt is the primary reason they face financial challenges. In addition to being unable to pay what they owe, they might be confronted with nonstop calls, messages and other forms of contact. Often, this crosses the...
FRANKFORT LAW BLOG
Student loan repayment may lead to more pain for debtors
The reinstatement of student loan repayments, so important to many borrowers in Will County, hangs in limbo. For two years, borrowers did not have to pay back these loans, but this deferment is set to end under one of two circumstances. In February, the Supreme Court...
Creditor harassment comes in many forms
The events of the last few years have left many Illinois residents struggling financially. Many people have fallen behind on bills or mortgage payments, causing them to rely on credit cards or loans to survive. Unfortunately, this usually only leaves many people with...
Medical errors often start with an emergency room misdiagnosis
People who are suffering from a sudden medical issue and need to get treatment immediately will automatically go to the emergency room at the hospital. In Illinois and across the United States, this is the sensible thing to do. Patients and their loved ones expect the...
The power of the automatic stay in bankruptcy
Facing financial hardship is never easy, but modern-day collection efforts add a special kind of pain for anyone who has fallen behind on their financial obligations. Filing a petition for discharge (Chapter 7) or rearrangement of debts (Chapter 13) may seem...
Who receives your property if you die without a will?
People in Illinois have different types of property and have money in various types of accounts. They can use their property and money how they wish while they are living, but they cannot take it with them when they pass away. If people want to be able to control who...
Injuries in bike accidents could lead to personal injury claims
There are plenty of Illinois residents out there on bicycles, even when the weather turns cold and winter arrives in full force. Exercise and recreation are probably the biggest draws for bicyclists, but some people even rely upon bicycles as their primary mode of...
Autonomous vehicle crashes
With autonomous drones and vehicles being in the news lately, you may worry that you are now sharing the roads with them. And, while it is true that we are all slowly starting to see more fully autonomous vehicles (AVs), we are still years (maybe, decades) away from...
When is a child custody modification request warranted?
If you’re reading this post, then you’re probably worried about your current child custody arrangement. But even if that’s the case, you might be struggling to figure out your best course of action. In most instance, filing a motion to modify custody is your strongest...
Should I gift my things before bankruptcy?
There is a persistent myth that bankruptcy filers have to sell everything they own. As such, once a person reaches the conclusion that they will likely need to file bankruptcy, they think it is time to start gifting their stuff away. This is because of the mistaken...