Owing significant debt can be nerve-wracking and stoke fear in the debtor as to what the future holds. For Illinois residents who are simply trying to keep one step ahead of their creditors, their worry will be exacerbated by constant phone calls from debt collectors...
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Are you on the wrong end of debt collection?
Having debts is common in the United States, including in Illinois. It is very easy to accumulate debts, whether from credit cards, student loans, car loans, a mortgage on your home, or some combination of all of them. Before you realize it, you may be behind the gun...
How to spot a distracted driver
Distracted driving continues to be a major contributor to motor vehicle accidents in Illinois. No matter how safely you drive, you cannot control other drivers on the road and may end up being the victim of a distracted driving accident. Avoiding distracted drivers...
Illinois auto accidents continue worrisome upward trend
After years of declining numbers of fatal accidents, the numbers suddenly began rising sharply in Illinois and across the United States a couple years ago, just when the state, the nation and the whole world started dealing with unprecedented disruptions of daily...
The basics of negligence and wrongful death lawsuits
Losing a loved one is an experience that we are never prepared for. We always expect our loved ones to return home, so finding out your loved one will never again walk through the front door is difficult to deal with. This difficulty is amplified if the death of your...
What is the impact of divorce upon your will?
When you go through a divorce, it’s understandable that estate planning won’t be your top priority. But when the time comes, it’s important to turn your attention to your will, because the divorce can have an impact on what you have previously executed Revocation upon...
Are there alternatives to bankruptcy?
Even when the job market is favorable overall, Will County residents can easily and quickly run into serious financial problems. People still do lose their jobs even in an employee’s market. Moreover, a medical or other emergency can leave an Illinois family with one...
How does Illinois divide property during a divorce?
Among the list of concerns during a divorce, financial security almost always finds its way near the top. Competing interests and priorities can cloud judgment and lead to confusion regarding which assets go to whom and for how long. Illinois applies a method of...
Do I need to check if my medical debt has been eliminated?
If you have medical debt, you have likely heard about the recent changes announced by the three major credit bureaus. Beginning July 1 of this year, they changed how they will report outstanding and paid-off medical debt, which as a result, will affect the credit...
What is the means test under Chapter 7?
Each chapter within the bankruptcy code offers advantages for specific individuals or entities. Chapter 7 can provide the debtor with a blank canvas on which to draw a financial future. Under this fresh start, a trustee, first, sells assets and returns to the debtor...