Debt can impact anyone in Illinois. For many, medical debt is the primary reason they face financial challenges. In addition to being unable to pay what they owe, they might be confronted with nonstop calls, messages and other forms of contact. Often, this crosses the...
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Taking on debt and debt collectors
Past-due debt is nothing to put off for another day. The sooner you take proactive steps, the less stress you will have in your life. While the final amount may be too much to cover at once, options exist to negotiate significant amounts of debt to much lower...
Six tips for coping with your divorce
The financial and emotional ramifications of divorce can be extensive. If you’re headed towards marriage dissolution or are facing the process now, then you know that it can be heartbreaking, stressful, and completely overwhelming. But as bleak as the future may seem,...
Illinois residents may have the right to cancel a deal
Although it is less common than it used to be, there are still many people in Will County who invite sales representatives into their homes to present products. The idea is that after the presentation, the customer will purchase something from the salesperson. Most of...
Getting creditor relief during a crisis
Many people living in Illinois and around the country have been riding waves of uncertainty during the economic turbulence of the past two years. Adjusting to daily life can take many forms, whether it is downsizing to make ends meet, accepting government assistance...
What are the types of alimony in Illinois?
When an Illinois couple decides that their marriage is no longer going to work it can be an emotional and stressful time. There are many details that need to be worked out in the divorce including child support, property division, and alimony. In Illinois, there are...
Does misrepresentation count as creditor harassment?
Having the pressure of past-due bills is usually enough to create stress so it does not help when creditors repeatedly badger you for money. A periodic reminder of your debts is not unfair, but you should know the signs of harassment so you can report illegal...
Exemptions: An essential part of the bankruptcy code
Bankruptcy is sometimes a tough pill to swallow. You have worked hard to get where you are, and the fact that you had something unexpected happen in your life could ruin it all.Fortunately, bankruptcy isn't going to ruin you. In fact, bankruptcy is designed to help...
3 rights your children have during a divorce
A child whose parents are going through a divorce also has to make a transition. They need to adjust to living in two homes and having to split their time between parents. This can be a rather traumatic experience, and kids can internalize blame for their patents'...
End-of-life plans are part of an estate plan
People tend to focus on their assets when they create an estate plan, but this isn't the only facet of your life that has to be covered. You need to think about your final days so that you have everything in place if you become incapacitated. When you're...